Frequently Asked Questions (FAQ)
Welcome to the FAQ section of Dream Financial Services. We’ve answered the most common questions our clients ask about loans, credit score, documentation, and our financial consultation process. Whether you’re a first-time borrower or seeking expert guidance, this page will help you understand everything you need to know.
We offer a wide range of financial services including:
Personal Loans
Business Loans
Home Loans
Education Loans
Loan Against Property (LAP)
Credit Card Assistance
Credit Score Improvement
Loan Processing & Document Support
Loan approval timelines depend on the loan type and your documentation. In most cases, personal loans are approved within 2 to 5 working days, while home loans or LAP may take 5 to 10 days.
Common documents include:
PAN Card
Aadhaar Card
Income Proof (Salary slips or ITR)
Address Proof
Bank Statements (last 6 months)
Property Documents (for LAP or home loans)
We provide complete assistance in document preparation and submission.
Yes. We specialize in helping clients with low credit scores. We offer Credit Score Improvement Services and identify loan options that suit your profile.
LAP allows you to use your residential or commercial property as collateral to avail funds. This is ideal for larger financial needs like business expansion, medical emergencies, or education.
Our initial consultation is completely free. If any service charges apply (like extensive document handling or credit correction), they are explained upfront — no hidden fees.
We analyze your current credit report, identify issues, and create a personalized strategy. This includes:
Fixing report errors
Reducing credit utilization
Structured repayment planning
Guidance for future loan eligibility
With us, you get:
Access to multiple loan options from various banks & NBFCs
Higher approval chances through expert matching
Faster turnaround time
Help with eligibility & documentation
One point of contact for complete support
Yes, we assist students and parents in getting education loans for courses in India and abroad. We help with documentation, co-applicant needs, and selecting the best finance institution.
You can reach us via:
📞 Call/WhatsApp: 7875126575
📧 Email: dreamfinanceservices.pune@gmail.com
🏢 Visit: Shop No. 5, Above Bhairavnath Sweets, Vetalbua Chowk, Narhe, Pune – 411041