Frequently Asked Questions (FAQ)

Welcome to the FAQ section of Dream Financial Services. We’ve answered the most common questions our clients ask about loans, credit score, documentation, and our financial consultation process. Whether you’re a first-time borrower or seeking expert guidance, this page will help you understand everything you need to know.

We offer a wide range of financial services including:

  • Personal Loans

  • Business Loans

  • Home Loans

  • Education Loans

  • Loan Against Property (LAP)

  • Credit Card Assistance

  • Credit Score Improvement

  • Loan Processing & Document Support

Loan approval timelines depend on the loan type and your documentation. In most cases, personal loans are approved within 2 to 5 working days, while home loans or LAP may take 5 to 10 days.

Common documents include:

  • PAN Card

  • Aadhaar Card

  • Income Proof (Salary slips or ITR)

  • Address Proof

  • Bank Statements (last 6 months)

  • Property Documents (for LAP or home loans)

We provide complete assistance in document preparation and submission.

Yes. We specialize in helping clients with low credit scores. We offer Credit Score Improvement Services and identify loan options that suit your profile.

LAP allows you to use your residential or commercial property as collateral to avail funds. This is ideal for larger financial needs like business expansion, medical emergencies, or education.

Our initial consultation is completely free. If any service charges apply (like extensive document handling or credit correction), they are explained upfront — no hidden fees.

We analyze your current credit report, identify issues, and create a personalized strategy. This includes:

  • Fixing report errors

  • Reducing credit utilization

  • Structured repayment planning

  • Guidance for future loan eligibility

With us, you get:

  • Access to multiple loan options from various banks & NBFCs

  • Higher approval chances through expert matching

  • Faster turnaround time

  • Help with eligibility & documentation

  • One point of contact for complete support

Yes, we assist students and parents in getting education loans for courses in India and abroad. We help with documentation, co-applicant needs, and selecting the best finance institution.

You can reach us via:

  • 📞 Call/WhatsApp: 7875126575

  • 📧 Email: dreamfinanceservices.pune@gmail.com

  • 🏢 Visit: Shop No. 5, Above Bhairavnath Sweets, Vetalbua Chowk, Narhe, Pune – 411041

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